Assistance in the Implementation of Digital Accounting and Financial Technology Applications at Abigail's Computer Shop to Increase Financial Inclusion
Keywords:
Digital Accounting, Financial Technology, MSMEs, Financial Inclusion, QRIS, Digital PaymentAbstract
Purposes: This community service activity aims to assist the implementation of digital accounting applications and financial technology (fintech) at Toko Komputer Abigail to improve financial literacy, financial management quality, transaction efficiency, and financial inclusion. The program was designed to address the main problems faced by thepartner, including manual financial recording, the absence of financial reports, and the limited use of digital payment systems.
Design/Methodology/Approach: This activity uses a participatory approach by actively involving business owners at every stage. The methods used include problem identification, digital accounting and fintech training, practice in using accounting applications, implementing QRIS as a digital payment system, as well as ongoing assistance. Data collection was carried out through observation, interviews and documentation before and after mentoring. Evaluations are carried out to measure increases in understanding, skills and sustainability of the use of digital technology.
Findings: The results of the activity show a significant improvement in business financial management. Partners have been able to record transactions digitally, prepare simple financial reports such as profit and loss and cash flow reports, and use QRIS in transactions. Implementing digital accounting increases financial efficiency, accuracy and transparency. In addition, the use of fintech increases transaction flexibility, customer satisfaction and business professionalism. Overall, this activity contributes to increasing financial inclusion and business sustainability.
Originality/Value: This service activity provides practical and sustainable solutions for MSMEs through the integration of digital accounting and fintech in financial management. This program also offers a digital-based empowerment model that can be replicated with other MSMEs in rural and semi-urban areas to support digital transformation and inclusive economic growth
References
Ozili, P. K. (2021, October). Financial inclusion research around the world: A review. In Forum for social economics (Vol. 50, No. 4, pp. 457-479). Routledge. https://doi.org/10.1080/07360932.2020.1715238
Safitri, R. D. (2024). Peran Financial Technology dalam Meningkatkan Pengelolaan Keuangan UMKM. Ilmu Ekonomi Manajemen Dan Akuntansi, 5(2), 428-437. https://doi.org/10.37012/ileka.v5i2.2352
Setiawan, B., Triana, D., Al Azizah, U. S., Wahyuni, A. S., Victor, V., Nathan, R. J., & Fekete-Farkas, M. (2025). Financial technology (Fintech) innovation and financial inclusion: comparative study of urban and rural consumers post-Covid-19 pandemic. Journal of Innovation and Entrepreneurship, 14(1), 86. https://doi.org/10.1186/s13731-024-00452-x
Suendro, G., & Fridatien, E. (2025). Peran Digital Payment dalam Efisiensi Keuangan Usaha Mikro di Kota Semarang. Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan, 5(1). https://doi.org/10.55606/jimek.v5i1.6718
Salem, M. R., & Shahimi, S. (2025). A comprehensive analysis of FinTech (1968–2025): a bibliometric approach. Future Business Journal, 11(1), 233. https://doi.org/10.1186/s43093-025-00652-1
Downloads
Published
Issue
Section
License
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
